Whether you are dealing in pocket money or a salary being able to manage your money is a life skill that will serve you well always.

Always being aware of the money you have coming in against the money you have going out will help you to manage your personal budget. It helps you to plan ahead for expenses or bills that might be ahead of you. Learn how to prepare a personal budget.

If you are experiencing money difficulties the key is to act early. Don't wait until your debts have run out of control. Money problems are not a cause for embarrassment – don't allow your pride stop you from asking for help at an early stage. Talk to the Money Advice and Budgeting Service (MABS).

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